by Nathan Michael - Posted 2 years ago
If you have
a teen driver in your household, chances are you’re concerned about keeping
your auto insurance costs under control. It’s a fact: As a group, teenagers do
cost more to insure than adults. But there are several ways to keep your teen’s
auto insurance costs under control. Give us a call anytime and we’ll be happy
to discuss them. In the meantime, here are three important steps you can take:
§ Have your teenager drive an
older, safer vehicle. You probably aren’t going to
score any points with your teen-ager by making them drive an older family SUV
or sedan instead of a sportier set of wheels. But you could pay less in
premiums to insure your teen if they drive an older (and safer!) vehicle. Have
some vehicles in mind for your teen? We can crunch the numbers for you.
§ Emphasize the importance of a
good driving record. Make sure your teen-ager
knows the effect that speeding tickets and at-fault accidents can have on the
cost of insuring their vehicle. Make sure they know any state laws regarding
seatbelt use and banning cell phone use and texting while driving — and that
they follow them. Take the time to explain to them how auto insurance works and
why it’s so important to drive safely.
§ Help your teen get educated. A
driver’s education course is a great way to go — even if you have spent time
teaching your teenager how to drive. They’ll get more experience behind the
wheel from someone who is used to teaching teenagers and they’ll gain more
information in the classroom about staying safe while driving. Chances are,
laws have changed since you first learned to drive, and a driver’s education
course can help make sure your teenager is up to date on what they need to know
when they get behind the wheel. Also consider a defensive driving course for
your teen beyond the typical driver’s education course taken in school. These
types of courses can be a great help in teaching your teenager to drive defensively.
Questions
about auto insurance for your teenager — or any other member of the family?
We’re here to answer your questions. Call us at 801-753-9063.